Paragon Bank has enhanced mortgage offerings for landlords purchasing new build homes with good EPC ratings, allowing for longer validity of mortgage offers and reducing costs associated with property inspections. This move is expected to drive demand for energy-efficient properties in the private rented sector.
Remortgaging is expected to gain traction among landlords in the coming years as affordability improves and market conditions become more favourable. This development could provide landlords with more opportunities to expand their portfolios.
Upcoming property tax reforms are set to impact approximately 2.4 million landlords across England. The changes are expected to increase financial pressures on landlords amid a challenging rental market.
Darlington Building Society has launched new limited company buy-to-let mortgage products, enhancing options for landlords and investors. These products could reshape how property portfolios are structured and financed.
A recent case highlights the critical importance of properly executed guarantor agreements for landlords facing tenant arrears. As legal technicalities can undermine perceived security, landlords must ensure their agreements are watertight.
Aldermore has introduced a series of limited-edition mortgage products aimed at landlords amidst stabilising interest rates, providing new opportunities for refinancing and investment.